An important new security feature for card-not present transactions now appears on the back of most visa cards. This new feature is a three-digit value which provides a cryptographic check of the information embossed on the card.

The CVV2 three-digit value is printed on the signature panel on the back of the cards immediately following the card's account number.

The CVV2 value helps validate two things:

• The customer has a card in his/her possession.
• The card account is legitimate.

CVV2 is printed only on the back of card- it is not contained in the magnetic stripe information, nor does it appear on sales receipts.